Annuities are the perfect investment tool for your Safe. Sound. Secure.® savings, offering competitive interest rates and dependable minimum guarantees for the life of the contract.

• Income payments can be designed by the policy owner to fit specific annuitant or beneficiary needs, providing future planning flexibility today.
• Interest is credited to both interest earnings and your original investment during high income years, deferring income tax until retirement when taxable income is most likely lower.
• In the event of death, all proceeds can pass directly to the named beneficiary without surrender charge, probate delay, estate settlement costs or publicity.
• No confusing introductory “teaser” rates, just our straightforward fixed rate of interest.
• Auto-Owners Safe. Sound. Secure.® annuities offer a minimum guaranteed rate of interest to help protect your original investment. Your money will always be growing … it’s guaranteed.
• No front-end load or annual policy administration fee.
• Up to IO% of the policy cash value (principal plus interest) is available each policy year without surrender charge.
• Withdrawals can be made without a surrender charge after the fifth policy year when the retirement date stated in the policy is reached (minimum age 60).

*Information provided and copyrighted by Auto-Owners Insurance