Annuities are the perfect investment tool for your Safe. Sound. Secure.® savings, offering competitive interest rates and dependable minimum guarantees for the life of the contract.

  • Income payments can be designed by the policy owner to fit specific annuitant or beneficiary needs, providing future planning flexibility today.
  • Interest is credited to both interest earnings and your original investment during high income years, deferring income tax until retirement when taxable income is most likely lower.
  • In the event of death, all proceeds can pass directly to the named beneficiary without surrender charge, probate delay, estate settlement costs or publicity.
  • No confusing introductory “teaser” rates, just our straightforward fixed rate of interest.
  • Auto-Owners Safe. Sound. Secure.® annuities offer a minimum guaranteed rate of interest to help protect your original investment. Your money will always be growing … it’s guaranteed.
  • No front-end load or annual policy administration fee.
  • Up to IO% of the policy cash value (principal plus interest) is available each policy year without surrender charge.
  • Withdrawals can be made without a surrender charge after the fifth policy year when the retirement date stated in the policy is reached (minimum age 60).

*Information provided and copyrighted by Auto-Owners Insurance